PM Surya Ghar: what the scheme actually provides
PM Surya Ghar: Muft Bijli Yojana supports eligible grid-connected residential rooftop solar. Central Financial Assistance (CFA) reduces the effective cost after installation, inspection and claim approval. Solar electricity offsets consumption; a zero bill is not guaranteed because usage, generation, fixed charges and net-metering settlement still matter.
Central subsidy for individual households
| Installed eligible capacity | Central assistance |
|---|---|
| 1 kW | ₹30,000 |
| 2 kW | ₹60,000 |
| 3 kW and above | ₹78,000 maximum |
These are the standard rates applicable in Jharkhand, Odisha and West Bengal. Capacity above 3 kW can be installed where permitted, but it does not increase this household CFA ceiling. State Financial Assistance (SFA) is separate and requires its own eligibility checks.
Who can apply?
- A residential electricity consumer with a suitable roof and the necessary ownership or use permissions.
- An eligible grid-connected installation under the National Portal process, using a registered vendor and compliant equipment.
- Eligible household systems use domestically manufactured modules with domestic cells under the scheme’s DCR requirements.
- If your property already has subsidised solar or you are expanding a system, tell us at the start so we can help you identify the correct application route. Household CFA is for residential connections.
From application to subsidy credit
- Register on the National Portal with the state, electricity distribution company and consumer number shown on your bill.
- Complete the application and the applicable DISCOM feasibility or approval process before proceeding.
- Select a registered vendor; approve the equipment, structure, safety protections, price and maintenance scope in writing.
- Install the approved system, complete metering, inspection and commissioning with the electricity supplier.
- Submit the required commissioning and bank details through the prescribed process. Use the beneficiary account details required by the scheme and lender.
- Track the claim through approval and release. Treat subsidy as a later credit, not cash already available on installation day.
Documents to keep ready
Keep your electricity bill, consumer number, identity documents, bank proof and roof ownership or permission documents ready for the application. Matching applicant and beneficiary details helps the portal and lender process your claim smoothly.
Choose the right size before choosing the price
Solarixity uses your electricity consumption and roof survey to recommend a system size. We account for shading, sanctioned load, daytime use and the local export arrangement, then explain the installed cost, likely generation and service cover.
State support and housing societies
Solar for Jharkhand homes
Jamshedpur, Ranchi and surrounding districts: electricity supplier, subsidy and roof planning.
Read guide →ODISHAMore support for your rooftop
Central assistance plus Odisha SFA, with the correct DISCOM application route.
Read guide →WEST BENGALA practical guide for Bengal
Purulia and West Bengal: residential eligibility, supplier checks and category-based support.
Read guide →Official sources
Questions homeowners ask
Is the subsidy an upfront discount?
The scheme claim follows the prescribed installation, commissioning and approval process. Any vendor or bank bridge arrangement is a separate commercial agreement.
Does on-grid solar work in a power cut?
A standard grid-tied inverter shuts down during grid failure. Backup needs a suitably designed hybrid or battery system and protected backup circuits.